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https://finbodhi.com - An app for your financial journey. It helps you track, understand, benchmark and plan your finances - with double-entry accounting. You own your financial data. It’s local-first, syncs across devices, and everything’s encrypted in transit (we do have your email for subscription tracking and analytics). Supports multiple-accounts (track as a family or even as an advisor), multi-currency, a custom sheet/calculator to operate on your accounts (calculate taxes etc) and much more. Supports price fetching for most Indian investment vehicles and US stocks. You can create custom dashboards with leading/trailing/rolling charts for investment options and benchmark.

We will soon add more import conveniences, like asking your llm to generate importer for your special pdf formats. See https://finbodhi.com/changelog for details.

We also write about related topics:

We wrote about comparing investment options: https://finbodhi.com/docs/blog/compare-charts

Benchmarking your returns: https://finbodhi.com/docs/blog/benchmark-scenarios

Understanding double entry account: https://finbodhi.com/docs/understanding-double-entry


thanks for letting user see the demo dashboard without asking for email etc. Looks useful


https://finbodhi.com — It's an app for your financial journey. It helps you track, understand, benchmark and plan your finances - with double-entry accounting. You own your financial data. It’s local-first, syncs across devices, and everything’s encrypted in transit (we do have your email for subscription tracking and analytics). Supports multiple-accounts (track as a family or even as an advisor), multi-currency, a custom sheet/calculator to operate on your accounts (calculate taxes etc) and much more. Supports price for most Indian investment vehicles and US stocks.

Most recently we added support for creating custom dashboards. You can compare return with leading/trailing/rolling charts for investment options and benchmark (create custom dashboards tracking nav and value chart of) your portfolio (or a subset of assets you own) and US stocks, etfs etc. And family dashboard (e.g. you can see networth, cashflows, income, use sheets at family level and more). See https://finbodhi.com/changelog for details.

We also write about related topics:

We wrote about comparing investment options: https://finbodhi.com/docs/blog/compare-charts

Benchmarking your returns: https://finbodhi.com/docs/blog/benchmark-scenarios

Understanding double entry account: https://finbodhi.com/docs/understanding-double-entry


https://finbodhi.com — It's an app for your financial journey. It helps you track, understand, benchmark and plan your finances - with double-entry accounting. You own your financial data. It’s local-first, syncs across devices, and everything’s encrypted in transit (we do have your email for subscription tracking and analytics). Supports multiple-accounts (track as a family or even as an advisor), multi-currency, a custom sheet/calculator to operate on your accounts (calculate taxes etc) and much more. Supports price for most Indian investment vehicles and US stocks.

Most recently, we added support for comparing funds with leading/trailing/rolling charts and benchmarking (create custom dashboards tracking nav and value chart of subsets of your portfolio) and US stocks, etfs etc. And family dashboard (e.g. you can see networth, cashflows, income, use sheets at family level and more). See https://finbodhi.com/changelog for details.

We also write about related topics:

E.g. Benchmarking your returns: https://finbodhi.com/docs/blog/benchmark-scenarios Or, understanding double entry account: https://finbodhi.com/docs/understanding-double-entry


https://finbodhi.com — It's an app for your financial journey. It helps you track, understand, benchmark and plan your finances - with double-entry accounting. You own your financial data. It’s local-first, syncs across devices, and everything’s encrypted in transit (we do have your email for subscription tracking and analytics). Supports multiple-accounts (track as a family or even as an advisor), multi-currency, a custom sheet/calculator to operate on your accounts (calculate taxes etc) and much more. Most recently, we added support for benchmarking (create custom dashboards tracking nav and value chart of subsets of your portfolio) and US stocks, etfs etc. We recently added family dashboard (e.g. you can see networth, cashflows, income, use sheets at family level and more).

We also write about like:

How fund performance explain part of returns, rest is explained by timing. And ways to tease those out: https://finbodhi.com/docs/blog/benchmark-scenarios

Or, understanding double entry account: https://finbodhi.com/docs/understanding-double-entry


https://finbodhi.com — It's an app for your financial journey. It helps you track, understand, benchmark and plan your finances - with double-entry accounting. You own your financial data. It’s local-first, syncs across devices, and everything’s encrypted in transit (we do have your email for subscription tracking and analytics).

Supports multiple-accounts (track as a family or even as an advisor), multi-currency, a custom sheet/calculator to operate on your accounts (calculate taxes etc) and much more. Most recently, we added support for benchmarking (create custom dashboards tracking nav and value chart of subsets of your portfolio) and US stocks, etfs etc.

We also write about like:

How fund performance explain part of returns, rest is explained by timing. And ways to tease those out: https://finbodhi.com/docs/blog/benchmark-scenarios

Or, understanding double entry account: https://finbodhi.com/docs/understanding-double-entry


Hey, this sounds like exactly what I've been looking for (household tracking of finances). FYI images are currently not loading on your webpage:)


The images seem to be loading. They are heavy so might be taking time, or may be something is blocking them?


Hey! The demo didn't work in Firefox. It said something about setting up the database then it crashed the tab.


It doesn't work in Incognito mode. Did you try it without incognito?


Why?



Oh actually, sorry I lied. I recently switched to Vanadium as my default browser which is the modified Chromium instance that ships with GrapheneOS. Apologies


Nice, what front end charting library are you using? Looks very slick!


d3


This looks perfect, Ill give it a go today


Nice visualizations. I went the opposite way, showing how many times the timezones were adjusted for different regions, on map (both with and without DST).

https://ciju.in/writings/understanding-timezones


https://finbodhi.com — It's a personal finance app. It helps you track, understand, benchmark and plan your finances - with double-entry accounting. *You own* your financial data. It’s local-first, syncs across devices, and everything’s encrypted in transit (we do have your email for subscription tracking and analytics). Supports multiple-accounts (track as a family or even as an advisor), multi-currency, a custom sheet/calculator to operate on your accounts (calculate taxes etc) and much more.

Most recently, we added support for benchmarking (create custom dashboards tracking nav and value chart of subsets of your portfolio) and us stocks, etfs etc.

I wrote about benchmarking here: https://finbodhi.com/docs/blog/benchmark-scenarios

NOTE: you can try demo without signup, but it doesn't work in Firefox Incognito mode.


Looks cool! I've had a hard time finding personal finance apps that are e2ee, so this is great.

Only downside is manually importing documents, but there isn't any other way, really, without giving up your data to Plaid or another service.


https://finbodhi.com — Helps you track, understand, and plan your personal finances — with a double-entry accounting. You own your financial data. It’s local-first, syncs across devices, and everything’s encrypted in transit. Supports multiple-accounts (track as a family or even as an advisor), multi-currency, a custom sheet/calculator to operate on your accounts (calculate taxes etc) and much more.

Most recently, we added support for benchmarking and us stocks, etfs etc.

Benchmarking is an interesting topic. I am not sure why but most personal finance tools are quite bad at this. Our benchmarking tool allows you to understand how your underlying portfolio is doing, vs how your timing decisions are fairing. Portfolio comparison is done with NAV chart (nav calculation is same as what mutual funds use). And value chart in comparison with nav chart, helps you understand if your timing decisions are helping.

NOTE: you can try demo without signup, but it doesn't work in Firefox Incognito mode.


Location: Bangalore, India Remote: Yes Willing to relocate: No Technologies: TypeScript/JavaScript, React, Elixir, Terraform. Can pickup tech (have touched zig, clojure, go, python, ruby) Résumé/CV: https://www.linkedin.com/in/ciju-cherian/ Email: ping@ciju.in Github: https://github.com/ciju

I am looking for short term consulting work only.

I am building https://finbodhi.com, a local-first pwa, double-entry accounting based personal finance app. As consultant, I have setup infrastructure (prod/staging) for an AI startup, using terraform, and helping with concurrency issues in python code, etc. For another client, I had replaced there gcp infra located in US, to Mumbai, while also migrating the infra to terraform, with a few min downtime. I often work with TypeScript. And some occasional Elixir. Also interested in visualizations (e.g https://ciju.in/writings/population-census-2011-a-visualizat..., https://ciju.in/writings/understanding-financial-functions-e...). I was working as Engineering Manager till few years back. Before that I was running a consulting company (https://activesphere.com/). Comfortable picking up technologies. Would love to be involved in exploration projects, visualizations or complex domains where essence of the problem needs to be understood to build software around it. Or else would prefer projects with active users.

Few things I have written about:

https://ciju.in/writings/2021-09-on-time-clock-and-ordering-... https://ciju.in/writings/understanding-timezones https://ciju.in/writings/understanding-financial-functions-e... https://ciju.in/writings/population-census-2011-a-visualizat...

More at: https://ciju.in/writings


We wrote about it here: https://finbodhi.com/docs/understanding-double-entry

It's just a convention to be able to capture the flow of money. Roughly, money comes in via Income, stays in Asset, goes to Expense (there is also Liability and Equity). Let's consider a home, as an asset. You could have got it with your own money (`Asset:Bank -> Asset:House`), or by taking a loan (`Liability:Home Loan -> Asset:House`). Both have very different implications. If you are just tracking current value of home, it won't capture the whole picture. E.g. if you want to sell the house, the price is going to be different in both cases.

Double entry is just a way to track the flow of money from these different categories of account. Once you have that, you can do a lot over it, generate all kinds of report that companies can use to understand their operations (and to share with investors).

There are even attempts to go beyond with triple-entry account, etc. I think the way to look at it is, companies need a way to understand and report the flow of money, the current state etc. Double entry helps with that. And they way it helps, it to keep track of both where money came from and where it went.


Hi, your compound interest article on ciju.in was good.

Any way to contact you to talk?


you can email me at ping@ciju.in, we can setup a call via email.


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